Privacy Policy
PRIVACY POLICY FOR PESO LOAN : QUICK CASH CALC
Last Updated: September 2026
Welcome to Peso Loan : Quick Cash Calc ("we," "our," or "us"). We are committed to protecting your privacy and ensuring transparency regarding our data practices. This Privacy Policy explains how information is handled when you use our mobile application (the "Application").
This policy complies with Republic Act No. 10173, also known as the Data Privacy Act of 2012 (DPA) of the Philippines, regulations of the National Privacy Commission (NPC), and the privacy guidelines of the Apple App Store and Google Play Store.
1. NATURE OF THE APPLICATION (FINANCIAL DISCLAIMER)
Peso Loan : Quick Cash Calc is strictly an informational loan calculator, financial planning utility, and educational guide for Philippine borrowers.
- We are NOT a bank, financial institution, or credit provider.
- We do NOT provide loans, approve credit lines, or disburse funds.
- We do NOT act as loan brokers, agents, or direct underwriters.
- All loan computations, amortizations, and comparisons provided within the Application are simulated estimates for planning and educational purposes only.
2. INFORMATION WE DO NOT COLLECT
We respect your privacy. Unlike predatory online lending applications, Peso Loan : Quick Cash Calc does NOT require account registration and does NOT collect sensitive personal data:
- No Government IDs: We do NOT collect SSS, UMID, PhilHealth, TIN, Passport, or Driver's License information.
- No Financial Credentials: We do NOT ask for or collect bank accounts, GCash/Maya PINs, OTPs, or credit card details.
- No Invasive Permissions: We do NOT access your Contacts, SMS messages, Photo Gallery, Call Logs, or Real-Time Location.
- No Compulsory Sign-up: You can use all calculator and guide features without providing your name, email, or phone number.
3. DATA PROCESSED LOCALLY ON YOUR DEVICE
When you calculate an EMI or save loan comparison scenarios:
- Local Calculation Data: Loan amounts, interest rates, tenures, and calculation history are processed and saved strictly on your local device storage.
- This data never leaves your phone and is never transmitted to any external server or third party. You can clear this data at any time by clearing the application cache or uninstalling the app.
4. TECHNICAL AND DIAGNOSTIC DATA
For performance monitoring and stability, non-personally identifiable diagnostic information may be processed by your mobile operating system (Apple iOS / Google Android):
- Device model and OS version.
- Non-personal crash reports (if you have opted-in to share diagnostics with Apple or Google).
- Language preference (English or Filipino) stored locally to render the appropriate user interface.
5. THIRD-PARTY LINKS & EXTERNAL REFERENCES
The Application may provide informational references to official Philippine government agencies (such as SSS, Pag-IBIG Fund, GSIS, Bangko Sentral ng Pilipinas, and Securities and Exchange Commission Philippines). We do not control and are not responsible for the privacy practices or content of these external third-party sites.
6. CHILDREN'S PRIVACY
Our Application is intended for users who are 18 years of age or older (the legal age for financial contracts in the Philippines). We do not knowingly collect information from children under the age of 18.
7. CHANGES TO THIS PRIVACY POLICY
We may update our Privacy Policy periodically. Any changes will be posted within this document with an updated revision date.
8. CONTACT US
If you have any questions or feedback regarding this Privacy Policy, you may contact us at:
Email: thoridakshaben2002@gmail.com